Are you struggling with a poor credit history but are in need of a bank account? You may still be eligible for a “Basic Bank Account” from many banks or building societies.
A Basic Bank Account has many features similar to a regular account – you can set up standing orders, direct debits and withdraw money from a variety of cash points – but they will not give you any credit or overdraft facilities. A Basic Bank Account is easy to obtain with a poor credit history and will allow you to avoid having creditors “overdraw” your account as you will no longer have an overdraft limit.
We have attached below a range of Basic Bank Account providers within the UK and a link to apply for them online:
|Location||Account||S/O and D/D||Online|
|Abbey/ Santander||Basic Account||S/O and D/D||Click Here|
|Barclays||Cash Card||D/D||Click Here|
|Clydesdale Bank||Readycash||S/O and D/D||Click Here|
|Co-Operative Bank||Cashminder||S/O and D/D||Click Here|
|Halifax||Easycash||S/O and D/D||Click Here|
|HSBC||Basic Bank Account||S/O and D/D||Click Here|
|Lloyds TSB||Cash Account||S/O and D/D||Click Here|
|Nationwide BS||Cash Card Account||S/O and D/D||Click Here|
|Natwest||Select Account||S/O and D/D||Click Here|
|Royal Bank of Scotland||Basic Account||S/O and D/D||Click Here|
|Yorkshire Bank||Readycash||S/O and D/D||Click Here|
|First Trust Bank||Basic Bank Account||D/D||Click Here|
|Northern Bank||Northern Personal Access||S/O and D/D||Click Here|
|Ulster Bank||Step Account||S/O and D/D||Click Here|
If you are struggling with your debt (loans, credit cards, storecards, catalogues etc., then we can help) Fill out the application form here to get in touch.
If you need help obtaining a Basic Bank Account or are struggling with debt repayments call BurgessBowen Financial Management today on 0800 917 5104 and let one of our experts help you.
Get Expert, Confidential Debt Advice Today
If you would like more information, our experts are standing by ready to help.0800 917 5104 Apply Now Online