Basic Bank Accounts

Are you struggling with a poor credit history but are in need of a bank account? You may still be eligible for a “Basic Bank Account” from many banks or building societies.

A Basic Bank Account has many features similar to a regular account – you can set up standing orders, direct debits and withdraw money from a variety of cash points – but they will not give you any credit or overdraft facilities. A Basic Bank Account is easy to obtain with a poor credit history and will allow you to avoid having creditors “overdraw” your account as you will no longer have an overdraft limit.

We have attached below a range of Basic Bank Account providers within the UK and a link to apply for them online:

Location	Account	S/O and D/D	Online
Great Britain
Abbey/ Santander	Basic Account	S/O and D/D	Click Here
Barclays	Cash Card	D/D	Click Here
Clydesdale Bank	Readycash	S/O and D/D	Click Here
Co-Operative Bank	Cashminder	S/O and D/D	Click Here
Halifax	Easycash	S/O and D/D	Click Here
HSBC	Basic Bank Account	S/O and D/D	Click Here
Lloyds TSB	Cash Account	S/O and D/D	Click Here
Nationwide BS	Cash Card Account	S/O and D/D	Click Here
Natwest	Select Account	S/O and D/D	Click Here
Royal Bank of Scotland	Basic Account	S/O and D/D	Click Here
Yorkshire Bank	Readycash	S/O and D/D	Click Here
Northern Ireland
First Trust Bank	Basic Bank Account	D/D	Click Here
Northern Bank	Northern Personal Access	S/O and D/D	Click Here
Ulster Bank	Step Account	S/O and D/D	Click Here

If you are struggling with your debt (loans, credit cards, storecards, catalogues etc., then we can help) Fill out the application form here to get in touch.

If you need help obtaining a Basic Bank Account or are struggling with debt repayments call BurgessBowen Financial Management today on 0800 917 5104 and let one of our experts help you.